Compare plans using Medicare. gov’s Plan Finder. Input your zip code and review the formulary for each Humana plan. Look for plans listing Cialis (tadalafil) with a low cost-sharing tier, ideally Tier 1 or 2. This minimizes your out-of-pocket expenses.
Consider your other medications. If you take other drugs, check if they’re covered under the same plan and at favorable tiers. A plan with low costs for all your prescriptions saves you money overall.
Prior Authorization: Check if Cialis requires prior authorization under each plan. This adds a step but is sometimes necessary for coverage. This information is usually found on the plan’s formulary.
Premium and deductible: Balance your monthly premium against the plan’s deductible and cost-sharing. A low premium might mean a higher deductible, affecting your Cialis cost initially. Analyze which best suits your budget and predicted medication usage.
Mail-order options: Many Humana Part D plans offer mail-order prescriptions, often at lower per-pill costs than filling at a local pharmacy. Factor this into your cost comparison.
Contact Humana directly: Use Humana’s website or customer service to confirm formulary details and address any questions regarding coverage and cost. They can offer personalized guidance based on your specific medication needs and plan choices.
