Check your insurance plan’s formulary first. This lists covered medications and their copay amounts. Compare the cost of your copay for sildenafil with the GoodRx price. You can find your formulary online or by contacting your insurance provider.
Factors Affecting Cost
Several factors influence the final price. Your insurance plan’s tier system (e. g., tier 1, tier 2) significantly impacts the copay. Brand-name sildenafil (Viagra) generally costs more than the generic version. Your deductible and out-of-pocket maximum also affect your expenses. High deductibles may make GoodRx a more affordable choice initially.
Using GoodRx Strategically
GoodRx offers significant savings on generic sildenafil, often exceeding insurance copays, especially for higher-tier medications. However, if your insurance plan covers sildenafil at a low cost (e. g., a $10 copay), sticking with your insurance may be cheaper. Use GoodRx’s price estimator with your specific insurance details to receive an accurate comparison. Remember to factor in the total out-of-pocket costs over the year.
Example: High Deductible Plan
Scenario: You have a high-deductible health plan. Your copay for sildenafil is $50, but your deductible is $5,000. GoodRx might offer sildenafil for $20. In this case, GoodRx likely offers considerable savings until you meet your deductible.
Example: Low Copay Plan
Scenario: You have a plan with a $5 copay for sildenafil. GoodRx quotes $25. In this scenario, your insurance likely offers a better deal. Consider using GoodRx only if your insurance doesn’t cover the medication.
